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            RGA’s Europe, Middle East, and Africa (EMEA) business segment comprises offices in financial centers from Amsterdam to Cape Town.

            Changing consumer behavior and a dynamic insurance landscape in the EMEA region continue to demonstrate the need for innovative solutions. RGA EMEA’s product portfolio extends beyond traditional individual and group life reinsurance to include critical illness coverage, longevity reinsurance, capital management and capital-motivated reinsurance.

            RGA EMEA spans 10 countries, including France, Germany, Ireland, Italy, the Netherlands, Poland, South Africa, Spain, the United Arab Emirates, and the United Kingdom.

            Regional Leadership

            Olav Cuiper
            Executive Vice President and
            Head of EMEA

            Read bio >


            EMEA Regional Headquarters
            WTC Amsterdam, Tower H
            Zuidplein 168
            1077 XV Amsterdam
            T 31.20.333.7431

            Products & Services

            #1 IN ALL RESPONDENT BCI nmg logo
            NMG Consulting Studies

            In 2018, ceding companies ranked RGA #1 on NMG Consulting’s All Respondent BCI for the EMEA region in aggregate for the sixth consecutive year. 

            Backed by extensive mortality experience and informed by years of underwriting innovation, RGA EMEA underwriters, actuaries, data scientists, and technology experts are responding to changing client needs. We offer: 

            • Turnkey solutions, partnering cost-effectively with new distribution parties and models, including direct insurers, retailers, aggregators, and social media vendors. 
            • Innovation expertise in advanced analytics, predictive modeling, mobile technology, microinsurance, and wellness programs. 
            • Access to one of the most experienced global underwriting teams of any reinsurer, multiple value-added services, and AURA, the premier e-underwriting solution in the industry.
            Solvency II and related de-risking of pension funds continue to fundamentally reshape the European financial landscape; RGA offers clients intrinsic advantages over European reinsurers under Solvency II rules, as well as unsurpassed experience in the use of reinsurance as a financial management tool.

            Insurers are seeking capital efficiency to meet regulatory requirements in the short term, and pursuing strategic realignment for financial stability in the long term. RGA pioneered the use of capital-motivated transactions. We partner with clients to structure innovative capital solutions, including longevity and asset intensive transactions, as well as portfolio run-off acquisitions.