U.S. Healthcare Providers
Scientific and technical advances, cost shifting and changing utilization patterns are transforming the risk landscape for many medical providers. RGA's Provider Excess Loss products help hospitals, physicians groups, and other medical providers manage these forces.
Provider Excess Loss reduces financial exposure to catastrophic claims. When the cost of delivering care to an individual exceeds a deductible, the product reimburses the provider.
RGA offers competitive pricing, value-added services and demonstrated proficiency in working with providers to manage costs for catastrophic medical risks and other unexpected losses.
Our expertise comes from three decades of underwriting and claims consultation for health plans and insurance companies, but our focus is on each provider's unique risks.